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31 Days to a Better Budget

On January 1st, we all get to start fresh—a new year, a new chance to get control of our lives. And, it all starts with the budget. We’re kicking off 2011 with an awesome series to help you get a better handle on your finances. Learn how to budget from scratch, or tweak an existing one.

Step by step, we’ll walk through the process of creating, lowering and using a household budget to improve your life. Each day of January will offer new tips, ideas and a challenge to start the year with a solid financial plan. Join us daily, work each step throughout the year, or catch up later—whenever you have 31 days to devote to a better budget.

Pay off debt, build the emergency fund, save for a vacation, pay your mortgage off early—what you do with the money you’ll find in your new budget, is up to you! We’d also love to hear about your progress—comment along the way, stop by our Facebook community and share your success with the #31DayBudget hashtag on Twitter. Members of Team Inexpensively are also joining the challenge and would love to cheer you on!

31 Day Budget

  • New Year, New Finances: 31 Days to a Better Budget
  • 31 Day Budget (Day 1): Getting Organized
  • 31 Day Budget (Day 2): Sorting Your Finance
  • 31 Day Budget (Day 3): Plugging in the Numbers
  • 31 Day Budget (Day 4): Identifying Priorities
  • 31 Day Budget (Day 5): Tracking Expenses
  • 31 Day Budget (Day 6): Creating a Monthly Budget
  • 31 Day Budget (Day 7): Setting Goals
  • 31 Day Budget (Day 8): Plugging the Leaks
  • 31 Day Budget (Day 9): Making Tough Decisions
  • 31 Day Budget (Day 10): Lowering Utility Costs
  • 31 Day Budget (Day 11): Comparing Insurance Rates
  • 31 Day Budget (Day 12): Reducing Discretionary Expenses
  • 31 Day Budget (Day 13): Budget Grocery Shopping
  • 31 Day Budget (Day 14): Budget Dining Out
  • 31 Day Budget (Day 15): Budgeting Fuel & Travel
  • 31 Day Budget (Day 16): Setting a Clothing Budget
  • 31 Day Budget (Day 17): Giving Gifts on a Budget
  • 31 Day Budget (Day 19): Using Coupons
  • 31 Day Budget (Day 20): Bargain Shopping
  • 31 Day Budget (Day 21): Making Daily Deals Work for You
  • 31 Day Budget (Day 22): Shopping Off-Season
  • 31 Day Budget (Day 23): Stretching Your Budget with Freebies
  • 31 Day Budget (Day 24): Applying Rebates to Your Budget
  • 31 Day Budget (Day 25): Cash Back Shopping
  • 31 Day Budget (Day 26): Managing Finances Together
  • 31 Day Budget (Day 27): Increasing Income
  • 31 Day Budget (Day 28): Taking Surveys to Boost Your Budget
  • 31 Day Budget (Day 29): Selling on eBay & Craigslist
  • 31 Day Budget (Day 30): Spending "Bonus" Money
  • 31 Day Budget (Day 31): Examining Your Budget (Again)


I’m not a financial planner or a budget expert. I’ll just be walking you through the steps I take each time my budget needs an adjustment. In fact, I’ll be participating myself!

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