“Kiva.org allows people the very American satisfaction of both helping someone and getting their money back.” – John S. Johnson, The Huffington Post.
Kiva.org is a non-profit revolutionizing the fight against global poverty by enabling people to connect with and make personal loans to low-income entrepreneurs in the developing world. Through Kiva, anyone can make a direct loan of as little as $25—and in doing so contribute to a vital influx of capital to the developing world where most of the poor are self-employed entrepreneurs. A small loan to purchase business-related items such as sewing machines or livestock can dramatically improve the life of an entrepreneur and his/her family, thus empowering them to earn their way out of poverty.
To find out the details of how a Kiva loan works you can visit their website. $25 can help women buy materials for their garment business, help a woman in Nicaragua provide a safe environment for her two year old, or help a hardworking man pay the import taxes to the countries he buys his store’s items from.
I hope that you will visit Kiva’s website to learn more about this non-profit organization and consider helping others who are profiled on their site. *Please note that there is no guarantee of loan repayment. Currently there is a 98.79% repayment rate.