Budgeting Inexpensively

Not Your Mama’s Groceries

Thank you to P&G’s Have You Tried This Yet? program and Kroger for sponsoring my writing about trying new things and breaking out of my everyday routine. Click here to find great savings on high-performing P&G products at a Kroger store near you. I was selected for this sponsorship by the Clever Girls Collective, which [...]


No Spend Month, Week 4 Update: Girl Scout Cookie Time Edition

Girl Scout cookies came in a few weeks ago and we have so far avoided buying the little buggers, even with 2 Scouts at home. Of course, it helps that 80% of our family is allergic to them. The hubby will buy our leftovers, to keep at his office, at the end of cookie season. [...]


Receipt Storage & Tax Organization

I completed my taxes a couple weeks ago—it took several days of almost nonstop sorting through paperwork, emails & online accounts. I actually thought it would take longer—which likely means I’ve missed some receipts & deductions. My disorganization costs money all the time! I am so excited about my recent discovery—Shoeboxed is going to change [...]


No Spend Month, Week 3 Update: 1st Birthday Edition

This week’s expenses were mostly on the official exception list, with a few added costs thrown in for lack of planning. Yesterday was my niece’s 1st birthday, celebrated on Saturday with a large party for the whole family. Traveling always costs a little extra—often even beyond the gas expenses—and I still need to buy the [...]


No Spend Month, Week 2 Update: Broken Furnace Edition

This week hit us with a slew of “necessary” (but unexpected) expenses. Some were definitely more necessary than others—take the furnace, for example. Waking up cold in the middle of the winter is nothing new to me, but when the hubby is the first to say it’s freezing, there’s clearly a problem. And, of course, [...]


No Spend Month, Week 1 Update: Icepocalypse Edition

As far as our No Spend Month is concerned, Indy’s Icepocalpyse couldn’t have come at a better time. It’s pretty easy not to spend money when you’re trapped in your house for 3 days. Of course, the first thing I wanted to do when the roads began to clear was shop—my very first outing was [...]


2011: The Year of IRS-efile and Free Online Tax Preparation (Ad)

This is the year to take your taxes online and to efile your tax return. During the 2010 Tax Season almost 70% of all U.S. individual taxpayers have either efiled their taxes themselves or efiled through a tax professional. That’s almost 100 million people! efile Can Be Free! The efile.com FREE FEDERAL EDITION is absolutely free and guides you [...]


February No Spend Month Challenge

As we went through our budget last month, it became clear that we need something drastic to really get us moving on debt repayment. We have our household expenses down to the bare minimum, we do a pretty good job with groceries and we’ve worked hard to eliminate unnecessary expenses. Still, we end up with [...]


31 Day Budget (Day 31): Examining Your Budget (Again)

31 Days to a Better Budget Examining Your Budget (Again) Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan. Whew—we made it! After trudging through the budget through the last month, we have made some adjustments, eliminated a few things and come up [...]


31 Day Budget (Day 30): Spending “Bonus” Money

31 Days to a Better Budget Spending “Bonus” Money Each day of the series offers new tips, ideas and a challenge to start the year with a solid financial plan. When an influx of cash comes in, ;either through a tax refund or bonus, it feels like free money. The urge to spend is high, [...]