With Tax Day looming, Americans are scrambling to finish paperwork, searching for last minute deductions, and anticipating their refunds.
When that money arrives, the tendency is to treat it as free money — but it's not.
It's your money, and the government has been borrowing it interest free for the last year.
That's why it's important to use it wisely. Set aside dreams of lottery winnings. Say no to frivolous purchases. Consider, instead, some financially savvy ideas for putting your refund to good use. [Continue reading on Babble.com...] Budgeting Inexpensively
With Tax Day looming, Americans are scrambling to finish paperwork, searching for last minute deductions, and anticipating their refunds.
When that money arrives, the tendency is to treat it as free money — but it's not.
It's your money, and the government has been borrowing it interest free for the last year.
That's why it's important to use it wisely. Set aside dreams of lottery winnings. Say no to frivolous purchases. Consider, instead, some financially savvy ideas for putting your refund to good use. [Continue reading on Babble.com...] 
For several years, I have watched in awe as my friend Cherie tackled her family’s monstrous debt with determination, grace, and a healthy dose of extreme frugality. She was the inspiration behind my post on debt free bloggers. I watched, with tea…
Household budgets take a lot of work, but it’s the best way to save money for the things you really want. Unfortunately, many budgets ultimately fail. But, there is one, tiny trick that will make every budget successful no matter how much money you have to work with. [Continue reading on Babble.com...]
The library is one of my favorite ways to save money on books. I’ve been to my library several times already this year, and we visit at least weekly all summer long. It’s a great way to keep up on my reading, without spending a fortune. And, it’s not just about the books! Sure, the [...]
If you’re trying get out of debt, surround yourself with people who have been there. I’ve found inspiration in friends & bloggers who talk openly of their journey to debt freedom. They share money saving ideas, budget tips, and moral support as I work to eliminate our debt. When I reached out to a few [...]
I go through phases with our finances. I often find that a cash budget helps keep me under budget — especially at the grocery store. I can physically see how much money is left to spend each week. Plus, I truly believe that using cash is the best…
January always feels like the perfect time to get organized — the calendar is filled with white spaces, we’re culling the toys to make room for new Christmas gifts, and the start of a brand new tax year is upon us. This is when I review the year’s finances, reorganize our budget, and attempt to [...]
This post is sponsored by Serve from American Express. Sign up for Serve and receive $10 credit towards your first use. Comment below within the next 10 days for your chance to win an extra $100 credit to your account! Last week, I had the opportunity to treat my girls to a night out, courtesy [...]
The family budget? It scares me. Our budget dictates what we can and can’t afford each month. Our budget decides what we’ll eat for the week. Our budget just rules around here—and I kinda hate it. Even though I know it’s totally nec…
No matter where a person may be financially, it is important for them to monitor their credit and protect it from any issues. If you are looking to protect your credit, but have little idea of how to do so, the below information should prove helpful to you in some way. 1. Any and all [...]
